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Marek Klosinski, wlasciciel lombardu w Skierniewicach...10/02/2009..Fot: Piotr Malecki....Marek Klosinski, owner of a pawnshop in Skierniewice, Poland..Pawnshops have become increasingly popular due to crisis...The typical percentage rate is 10% for 20 days, which makes it 180% APR...10/02/2009..Photo by Piotr Malecki