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A businessman walks with his luggage in the snow past a tram on Paradeplatz, the symbolic centre of the Swiss banking industry, showing the headquarters of Switzerland's largest bank, UBS, in the background. The Swiss banking industry holds an estimated 4,000 billion Swiss Francs (USD 4,240 billion) in assets, more than half of it foreign, including CHF 880 billion in undeclared European assets alone, benefiting from the country's famous banking secrecy laws.